To provide cost-effective workers’ compensation, CCN protects stability. And that starts with underwriting. Hear from Spencer Breen, Director of Underwriting at Diligere, as he shares how CCN evaluates membership both before a contractor joins and throughout the year. Our goal is simple: to ensure every member is a strong fit for the group and that the group remains strong for everyone.

CCN’s underwriting process looks beyond surface-level numbers. It includes reviewing loss history, assessing risk and comparing rates to ensure fairness and consistency across the program. That selectivity is intentional — because a self-insured model only works when members share a commitment to safety, responsible claims management and long-term partnership. It’s one of the key reasons CCN continues to deliver a workers’ compensation solution built for California construction businesses.